Career and Money Advice At The Intersection Of Business And Technology

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Entries Tagged as 'Personal Finance'

Do you know your cash burn rate?

December 7th, 2009 · 1 Comment

An aspiring entrepreneur is going to quit his job, and start a business. According to his business plan, he will need to survive 12 to 18 months without a regular paycheck. He wants to maintain his current life style. How much money does he need to save before he makes the jump to entrepreneurship? John […]

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Tags: Personal Finance

Should parents pay for the full amount of their kids’ college education expenses?

December 7th, 2009 · 11 Comments

Personal finance blogger The Baglady had an interesting comment on this issue: "I don’t think parents should pay the full amount of their kid’s education expenses. They can get scholarships and loans for their education, but we will not be able to get scholarships and loans for our retirement." Looking around me, I know several […]

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Tags: Personal Finance

Are we heading to recession part II?

November 10th, 2009 · No Comments

The recent rising U.S. stock market does NOT make sense to me. stock is trading at $130.15/share this afternoon. Its P/E ratio is 76.74. Google’s P/E ratio is 36.56. Apple’s P/E ratio is 32.28. Given Amazon’s thin margin, its current stock price is absurd. It’s the kind of number we saw during the last […]

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Tags: Beat Recession · Personal Finance

Why I don’t trade stocks

May 5th, 2009 · 2 Comments

I hold my hard-earned money in index funds, money market fund, CD and saving accounts. I don’t trade stocks because I don’t have interest/passion in tracking individual stocks. I’d rather spend time doing other things I enjoy doing. I want to have a good night of sleep every night. I don’t want to spend time […]

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Tags: 401K and Money Market · Beat Recession · Personal Finance

From ad-free blogger to #1 selling author on

March 25th, 2009 · 2 Comments

I had been a reader of Ramit Sethi’s I Will Teach You To Be Rich blog since its inception. At that time, Ramit just graduated from Stanford University. Honestly, I thought Ramit was just another one of those arrogant young graduates of top universities — how could a young college graduate with little real-world experience […]

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Tags: 401K and Money Market · Multiple Income Stream · Personal Finance