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Entries Tagged as 'Saving Tips'

Mortgage, child care, and Costco

December 8th, 2008 · 2 Comments

"Every month, my pay check goes to 3 places: my mortgage payment, nanny for my kid, and Costco! :-)" — a new mom. "The other day, I was at Costco. Someone asked me if I wanted to upgrade my membership to ‘Executive Membership’ — it’s $50 more, and they told me that I would get […]

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Tags: Saving Tips

Tips for dealing with insurance company to settle Total Loss case

December 4th, 2008 · 13 Comments

I knew very little about how auto insurance company worked until very recently. During the labor day weekend, I took the kid to the park. We parked the car legally on the street near the park. A few hours later, when we returned, the entire rear end of the car was smashed. There was a […]

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Tags: Saving Tips

Beat recession saving tips: designer and affordable holiday gift for new mom

November 22nd, 2008 · No Comments

In my start-up of 80 employees, we had 7 babies born this year! There must be something going on in the water in the office. 🙂 To celebrate the births, I have bought my shares of gifts for new moms. If you’re looking to buy something, I highly recommend Bebe au Lait: Ivory Eyelet . […]

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Tags: Saving Tips

5-Year ARM with 3 years to go. Re-finance or not?

November 12th, 2008 · No Comments

Scenario: Bought a small house two years ago. Got a 5-year ARM at 6% interest rate — had a growing family with young kids, planned to upgrade to a bigger house in 5 years. Can we sell the house within the next three years and still make a profit? Given the recession and layoffs, we […]

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Tags: Beat Recession · Saving Tips

Beat-Recession saving tips (11/10/2008): $12/month 24-Hour Fitness Pass and more

November 10th, 2008 · No Comments

The bad news: Starbucks 4Q profit drops 97 pct on closure costs According to Nouriel Roubini, a New York University business professor who had correctly forecasted the current financial crisis, "There is going to be negative growth all the way to the end of 2009. The surprises from now are going to be on the […]

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Tags: Saving Tips